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Rampnow vs MoonPay: Buy & Sell Crypto Comparison
Rampnow vs MoonPay 2025. Compare token support, blockchain coverage, fees, global access, and reliability to choose the right crypto on-ramp.
9 min read
By Gokul, Dec 10, 2025
Choosing between Rampnow and MoonPay in 2025 comes down to token availability, blockchain support, global access, and fee transparency. Rampnow supports 1,500+ tokens and 60+ blockchains with clearer pricing and wider international reach. MoonPay remains strong for simple crypto purchases and has a long-standing presence in the industry, but active users operating across multiple networks usually need deeper coverage. This updated Rampnow vs MoonPay comparison gives a balanced look at both platforms so readers can make an informed choice.
Quick Comparison: Rampnow vs MoonPay
| Feature | Rampnow | MoonPay |
|---|---|---|
| Tokens | 1,500+ | 80-170 |
| Blockchains | 60+ | Limited |
| Fees | Lower, transparent | Up to 4.5% |
| Countries | 160+ | Restricted |
| Off-Ramp | Europe | Limited |
Bottom line. Rampnow wins for multi-chain and frequent users. MoonPay fits newcomers making basic crypto purchases.
Why the Right On-Ramp Matters
The crypto ecosystem now spans dozens of layer-1 networks, fast-growing layer-2 chains, and thousands of tokens. Users move between DeFi, NFTs, staking protocols, gaming chains, and cross-chain applications regularly. The best crypto on-ramp in 2025 is the one that supports different chains, offers transparent fees, settles transactions quickly, and works globally.
Rampnow and MoonPay both act as non-custodial on-ramp and off-ramp services. The differences in token support, compliance, payment methods, and availability determine which option suits which type of user.
Token and Blockchain Support
Token Availability
Token support is the clearest difference between the two platforms.
Rampnow: Offers a broad range of assets across its supported tokens page which includes 1,500+ tokens, major layer-1 coins, multi-ecosystem DeFi assets, emerging projects, and long-tail tokens that advanced users rely on.
MoonPay: Offers 80–170 tokens depending on region with a focus on high-demand coins like BTC ETH and USDT.
Rampnow’s large token coverage helps users avoid switching between platforms to find specific assets.
Blockchain Support
Rampnow supports more than 60 blockchains across layer-1 networks, popular layer-2 ecosystems, and chains used in DeFi, NFTs, and gaming.
MoonPay supports a smaller number of networks primarily covering major chains.
Rampnow’s multi-chain reach provides better flexibility for users who engage with different applications and wallets.
Fees and Pricing Transparency
MoonPay Fees
MoonPay’s card fees can reach up to 4.5 percent depending on payment method and region. Bank transfers can be cheaper but vary in total cost across jurisdictions and sometimes include spreads.
Rampnow Fees
Rampnow gives full transparency at checkout with no hidden adjustments. Before confirming a transaction users see the exact total price, fee structure, and asset amount. This consistency benefits frequent buyers, traders, and DeFi users.
Get Started with Rampnow
Access 1,500 tokens and various payment methods, including Apple Pay, Google Pay, and SEPA.
Transaction Speed
Transaction speed matters when markets move fast.
Rampnow offers quick card processing, fast SEPA Instant settlement based on the SEPA Instant framework, and reliable off-ramp settlement where supported.
MoonPay offers fast card transactions but bank transfers may take longer and some users report verification delays.
Security and Compliance
Both platforms operate with a non-custodial model ensuring funds go directly to user wallets or bank accounts.
Rampnow applies SOC2 aligned practices, strong AML and KYC controls, GDPR data protection rules, MiCA regulatory requirements readiness, and maintains zero custody over user assets.
MoonPay also follows strong compliance standards due to its longer operational history. Rampnow’s modern infrastructure provides added clarity in how data and security controls are handled.
Payment Method Support
Rampnow supports Visa, MasterCard, SEPA, SEPA Instant, bank transfers, Apple Pay, Google Pay, and additional regional payment methods.
MoonPay supports similar methods but with more regional limitations.
Global Availability
Rampnow is available in 160+ countries with broad on-ramp and off-ramp functionality.
MoonPay is restricted in multiple jurisdictions including several US states and regions where off-ramp service is not supported.
Developer and Business Integration
Rampnow offers a well-documented API, a quick drop-in widget, full white-label customization, token listing support, and dedicated onboarding assistance.
MoonPay provides a widely used API but with fewer customization capabilities.
Customer Support and Reliability
Rampnow provides fast responses and stable support during high traffic periods making it suitable for both individual users and businesses.
MoonPay receives mixed feedback regarding response speed and KYC issue resolution.
Where Rampnow Performs Better
Rampnow benefits:
- Lower fees
- Faster settlement
- Wider token availability
- Strong DeFi NFT and multi-chain coverage
- Broad wallet compatibility
- Flexible API and global activation
Where MoonPay Performs Well
MoonPay maintains strengths such as:
- Strong brand recognition
- Beginner-friendly interface
- Familiar fintech-style user experience
- Established integrations with many apps
- Smooth onboarding for first-time buyers
These advantages make MoonPay suitable for simple one-time crypto purchases.
MoonPay’s Limitations for Advanced Users
MoonPay has limitations including a smaller token list, higher fees, limited blockchain support, restricted regions, and narrow off-ramp coverage.
How to Get Started With Rampnow
- Visit the buy crypto page
- Create an account
- Complete verification using the KYC verification guide
- Select a crypto asset
- Choose a payment method
- Receive crypto or fiat directly in your wallet or bank
Detailed Comparison Table
| Feature | Rampnow | MoonPay |
|---|---|---|
| Token Support | 1,500+ tokens ✔ | 80-170 tokens ❌ |
| Blockchain Support | 60+ blockchains ✔ | Limited ❌ |
| Transaction Fees | Lower and transparent ✔ | Up to 4.5% ❌ |
| On-Ramp | Full support ✔ | Full support ✔ |
| Off-Ramp | Full support ✔ | Limited ❌ |
| Global Access | 160+ countries ✔ | Restricted ❌ |
| White Label | Full customization ✔ | Limited ❌ |
| Long Tail Tokens | Supported ✔ | Not supported ❌ |
| Multi Chain Wallets | Broad compatibility ✔ | Limited ❌ |
Who Should Choose Which Platform?
Choose Rampnow if you need multi-network access, lower fees, long-tail tokens, transparent pricing, global availability, and complete buy-sell support.
Choose MoonPay if you want simple purchases of major assets, occasional transactions, and a beginner-friendly onboarding experience.
Final Verdict
Both platforms provide essential crypto on-ramping but serve different user profiles. MoonPay works well for users who only buy major cryptocurrencies occasionally. Rampnow is ideal for multi-chain users, DeFi participants, NFT collectors, and regular crypto buyers who want wide coverage, lower fees, faster settlement, and global reliability.
Get Started with Rampnow
Access 1,500 tokens and various payment methods, including Apple Pay, Google Pay, and SEPA.
Frequently Asked Questions (FAQs)
Yes. Rampnow generally provides lower and clearer fees. MoonPay’s card fees can reach up to 4.5 percent. Rampnow shows final pricing upfront with no hidden spreads.
