1. In compliance with the Polish Act on Counteracting Money Laundering and Terrorist Financing (Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu), EU AML Directives, and best AML/CFT practices, RAMPNOW Sp. z o.o. ("RAMPNOW", "we", "us", or "our") has developed and implemented an AML/CFT Program, including Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures, aimed at reducing the risk of involvement in any illegal financial activities related to on-ramp and off-ramp services for cryptocurrencies. The company's management considers compliance with AML and CFT regulations to be of paramount importance and ensures that the requirements of this Program are met with the highest accuracy. Hereinafter, RAMPNOW Sp. z o.o. will be referred to as "RAMPNOW" throughout these policies.

1. All users are required to complete applicable customer identification and verification procedures prior to accessing Rampnow services or conducting transactions through the platform.

2. Rampnow applies risk-based anti-fraud and compliance controls, including transaction monitoring, sanctions screening, behavioral analysis, and additional verification measures where necessary. The company may request further information or documentation at any stage where elevated risk, unusual activity, or regulatory requirements are identified.

1. To pass identity verification, users must provide personal information, residential address, and upload images of documents that support the provided information. Typically, a passport, residence permit or national ID card will be provided for this purpose. A recent proof of residence must also be submitted to confirm the residential address for higher limits.

2. During the KYC verification procedure, RAMPNOW is guided by a risk-based approach, so additional information regarding the nature of business relationships and the source of funds may be requested from users.

3. The information provided by users is meticulously checked, both automatically and manually, to confirm the authenticity of the documents.

1. RAMPNOW will perform ongoing monitoring of customer relationships and transactions to ensure that the activities are consistent with the information obtained during the KYC process.

2. If any suspicious activity is identified, the Compliance officer will investigate the case and, if necessary, report it to the Polish Financial Intelligence Unit (Generalny Inspektor Informacji Finansowej, GIIF).

1. RAMPNOW's AML/CFT measures were developed to prevent money laundering activities and terrorist financing on the platform.

2. RAMPNOW reserves the right to suspend, restrict, or reject transactions pending compliance review or investigation.

3. All transactions on the platform are automatically analyzed for suspicious patterns by the AML system. If a transaction or user's activity raises suspicion, the case is investigated by a properly trained Compliance officer.

4. Compliance officers have the right to suspend transactions during the investigation.

1. RAMPNOW will maintain records of customer identification data, transaction records, and any other documents required by the Polish AML law for a period of five years after the termination of the business relationship or the completion of the transaction.

1. RAMPNOW ensures that its employees receive adequate training in AML/CFT procedures and are aware of their responsibilities in this regard.

2. The Compliance officer is responsible for overseeing the implementation of the AML/CFT Program and ensuring that it is updated as necessary to comply with changes in Polish AML law and international standards.

1. Users' data is processed in accordance with RAMPNOW's Privacy Policy and Terms of Use, as well as in compliance with the Polish Personal Data Protection Act (Ustawa o ochronie danych osobowych) and the EU General Data Protection Regulation (GDPR).

1. RAMPNOW is committed to cooperating with the Polish Financial Intelligence Unit (Generalny Inspektor Informacji Finansowej, GIIF) and other competent authorities in the fight against money laundering and terrorist financing.

2. The company will promptly report any suspicious activities or transactions to the GIIF, in accordance with Polish AML law.

1. RAMPNOW does not provide its services to natural persons or legal entities subject to sanctions, including, but not limited to, the sanction lists of the UN, EU, OFAC, or any other applicable sanction lists.

2. The company uses appropriate screening tools and procedures to ensure that it does not engage in business relationships with sanctioned individuals or entities.

1. RAMPNOW reserves the right to update or amend this AML/Compliance Policy at any time to comply with changes in Polish AML law, international standards, or industry best practices.

2. The company will notify its users of any significant changes to the policy and will ensure that its employees are informed and trained accordingly.