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How to Buy HEX with SEPA Transfer in Europe

Learn how to buy HEX in Europe using SEPA transfers. A complete guide covering HEX, PulseChain, EU banking, risk considerations, and how to purchase HEX securely on Rampnow.

8 min read

By Gokul, Dec 10, 2025

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Tired of high card-payment fees eating into your crypto investments? SEPA transfers offer a more affordable and secure way to buy HEX in Europe, letting you keep more of your funds while avoiding unnecessary processing costs. Rampnow supports SEPA and SEPA Instant, providing an efficient and compliant way to purchase HEX across 36 European countries.

If you're looking to buy HEX with SEPA transfer, this guide walks you through everything you need to know: how HEX works, why SEPA is cost-effective, the basics of PulseChain, and a complete step-by-step walkthrough. You can also watch our video guide above for a quick visual explanation.

Why Buy HEX

HEX is a staking-oriented cryptocurrency designed around time-locked rewards for users who commit their tokens for specific durations. Today, HEX exists in two forms:

eHEX on Ethereum
pHEX on PulseChain

PulseChain’s lower fees and faster processing have made pHEX the preferred option for many users.

While the HEX community highlights benefits such as predictable smart-contract behavior, staking incentives, and long-term participation, it’s essential to understand the risks. HEX has been controversial in parts of the crypto space, and both eHEX and pHEX have experienced significant price volatility. Conduct thorough research from multiple reputable sources before investing. Never invest more than you can afford to lose.

You can track current HEX prices using external resources such as CoinMarketCap, CoinGecko, or DexScreener.

Why Use SEPA

SEPA transfers provide a cost-efficient and widely supported method for buying HEX across Europe. Because SEPA is a regulated EU banking system, it offers strong consumer protections and predictable settlement times.

Key advantages of using SEPA

  • Lower transfer fees than credit cards
  • Direct bank-to-platform payments
  • Higher purchase limits suitable for large transactions
  • Regulated under EU AML and banking standards
  • Coverage across 36 SEPA countries
  • Fast settlement via SEPA Instant

These features make SEPA one of the best ways to buy HEX securely and reliably.

How to Buy HEX (Step-by-Step)

Buying HEX with SEPA on Rampnow is simple and secure.

Step 1: Visit the Buy Page

Go directly to the HEX buying page:
Buy HEX on Rampnow

Step 2: Create Your Account

Sign up with your email. Rampnow follows EU regulatory requirements for secure onboarding.

Step 3: Verify Your Identity

Identity verification is mandatory for AML compliance.
Follow the detailed guide here:
How to Complete KYC Verification

Most users complete verification within minutes.

Step 4: Choose Payment Method

Select SEPA or SEPA Instant. Standard SEPA is suitable for planned purchases, while SEPA Instant provides quicker settlement.

Step 5: Enter Purchase Amount

Enter the amount of HEX you want. Rampnow displays the real-time HEX price and total amount you will receive.

Step 6: Confirm and Transfer

Confirm your order and complete the SEPA transfer from your bank. After funds arrive, HEX is sent directly to your wallet.

Get Started with Rampnow

Access 1,500 tokens and various payment methods, including Apple Pay, Google Pay, and SEPA.

SEPA vs Credit Card

MethodFeesSpeedLimitsBest For
SEPA TransferLower bank-based fees1–3 days (Instant = 1–2 hrs)Higher limitsLarge, low-fee purchases
Credit CardHigher processing feesImmediateLower limitsUrgent, small purchases

SEPA is ideal for cost-efficient, high-value buys, while cards are suitable for instant, smaller purchases.

Fees Breakdown

The exact fees depend on your bank and payment type. As a general reference, expect combined costs of approximately 1-2% for SEPA transfers, significantly lower than credit card fees which typically range from 3-5%. Rampnow displays all costs transparently during checkout, so you'll see the exact total before confirming your purchase.

European Bank Support

Most European banks support SEPA transfers for crypto purchases.

Digital banks with strong SEPA support

  • N26
  • Revolut
  • Wise

Major traditional banks

  • Deutsche Bank
  • BNP Paribas
  • ING
  • Santander

Regional banks

Most local EU banks support standard SEPA transfers, although SEPA Instant availability varies.

Digital banks generally offer the fastest SEPA Instant performance and fewer restrictions.

HEX Price Analysis

HEX price behavior varies between eHEX (Ethereum) and pHEX (PulseChain). Price movements depend on liquidity, user activity, staking participation, and broader market cycles.

Factors that influence HEX price

  • PulseChain adoption
  • Staking rates and lock durations
  • Liquidity shifts
  • Overall crypto sentiment
  • Market cycle phases

Track real-time prices using:
CoinMarketCapCoinGeckoDexScreener

Avoid relying on price predictions. HEX is volatile, and markets can change quickly.

PulseChain Ecosystem

PulseChain is a high-throughput blockchain forked from Ethereum, offering lower gas fees and faster block times. Because pHEX transactions are significantly cheaper, PulseChain has become the primary network for active HEX users.

PulseChain advantages

  • Very low transaction fees
  • Faster confirmations
  • Compatibility with Ethereum tools
  • Growing DeFi ecosystem

Official documentation: PulseChain

Bridging assets

If you need to move assets into PulseChain, only use established bridge providers with audited security. Never share private keys with any bridging service.

Risks and Considerations

Buying HEX or any cryptocurrency involves risk. Key considerations include:

  • HEX carries strong community loyalty but also controversy
  • Prices can fluctuate sharply
  • EU regulations on staking vary by country
  • You must use a compatible wallet to store your HEX
  • Rampnow provides no custodial services
  • Crypto purchases and sales are subject to capital gains tax in most EU countries
  • Staking rewards may be treated as taxable income
  • Consult a tax professional or your national tax authority’s crypto guidelines

Why Choose Rampnow

Rampnow SP ZOO operates as a registered Virtual Asset Service Provider (VASP) in Poland, complying with national and EU AML regulations. As a non-custodial on-ramp and off-ramp provider, Rampnow does not hold user funds and delivers crypto directly to user-controlled wallets. The platform emphasizes compliance, transparency, and secure handling of fiat-to-crypto payments.

Get Started with Rampnow

Access 1,500 tokens and various payment methods, including Apple Pay, Google Pay, and SEPA.

Frequently Asked Questions (FAQs)

SEPA Instant typically settles in 1–2 hours, while standard SEPA transfers take 1–3 business days depending on your bank.

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How to Buy HEX with SEPA Transfer in Europe | Rampnow Blog